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Professional indemnity insurance

Professional indemnity provides cover for any negligent act, error or omission whereby your client suffers a loss due to advice you have given.

Key features

• Covers civil liability incurred in the professional conduct of your business
• Indemnity to employees
• Reasonable costs and expenses incurred to replace/restore lost or damaged documents in connection with a professional indemnity claim
  • £25,000
  • £50,000
  • £75,000
  • £100,000

Excesses

• The first £150 of each and every claim

Key exclusions

• War and terrorism
• Bodily injury sickness disease or death
• Property damage
• Work in USA or Canada
• Liability assumed by you under any express warranty agreement or guarantee

For full details of what's not covered please refer to the exclusion section of the policy wording.

Documents

• Policy Wording (PDF 93kb)
• Summary (PDF 248kb)

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