Towergate Camerasure

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Hired-in photographic equipment insurance
  • Overview

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Temporary hired in photographic equipment insurance

No matter how prudent you or your employees are with hired-in equipment, there is always potential for accidents to occur.

Unfortunately, these can also end up involving the general public, members of the production crew, employees of other companies or employees of your own company and this can start to make things complicated. 

Whether you are using the hired equipment on location or on your own premises, it is very important to have all bases covered. Failure to do so could have ruinous consequences for your business. For equipment that you have hired in, under a formal hire agreement from a professional outlet, Towergate Camerasure are able to offer a dependable short-term hired-in equipment policy. Not only is the policy tailored to the requirements of the equipment you have hired, but it will also be customised for the situation in which you will be using the hired equipment.

Towergate Camerasure's experienced and knowledgeable team are able to perform an early warning service to help you avoid disaster by mitigating those risks that are too often forgotten until it is too late to do anything about them.

Key features

  • All Risks in respect of hired equipment including:
  • Photographic equipment
  • Video equipment
  • Lighting
  • Sound recording
  • Editing
  • Film
  • Cover available for theft from unattended vehicles
  • Alternative hiring costs – Limit of £30,000 or 15% of replacement value
  • Continuing hire charges – Limit £50,000
  • Territorial limits: UK & Europe or world-wide (including USA & Canada)

Excesses

The standard policy excess is £250.

Key exclusions

  • Maximum sum insured: £350,000
  • Maximum policy period: 30 days
  • Equipment must be hired from a professional outlet under a formal hire agreement

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